Housing may again be behind the 2008-ball

We seem to be living in an era of the unexpected disaster: A virus that suddenly shuts down the US economy and ends life as we know it. A banking system that is at one minute solvent, and the next on the brink of collapse. 

Of course, such calamities are never totally unexpected. The banking system was flashing warning signs about a year before the worst of the 2008 financial crisis. The pandemic was ravaging China before it came to the US, even if we were told it would…

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